Some people may not realize that their Social Security may not only be based upon their own earnings. In fact, some folks are entitled to payments who have no earned income at all. Spouses, even divorced spouses, and other dependents may be entitled to Social Security survivors benefits if a family member passes away. Like… Read More


Medicare helps millions of American seniors and disabled people pay medical bills, but there are gaps in the program that still leave beneficiaries vulnerable. Examples are copays, deductibles and things that Medicare doesn’t cover at all. Some Medicare recipients buy supplements, sometimes called Medigap plans, in order to protect themselves against these gaps in health… Read More


For many Americans, finally making it to Medicare age is somewhat of a right of passage. Why not? Working Americans have paid into this system most of their lives, and now it is time to reap the benefits. Just to ensure that you are familiar with the enrollment process for Part A and Part B,… Read More


Initial Coverage Election Period – Medicare Gals http://youtu.be/En5UHMrQ4Ik Mary: Hi, I’m Mary Sondra: And I’m Sondra Both: And we’re the gals that keep you in the know Mary: Today we’d like to wish anyone having their birthday between February and May a big Both: HAPPY BIRTHDAY Sondra: If you’re turning 65 at that time you… Read More


General Election Period – Medicare Gals http://youtu.be/A9qFVSiSXUI Mary: Hi, I’m Mary Sondra: And I’m Sondra Both: And we’re the gals that keep You in the know Mary: If you have recently turned 65, don’t have any health insurance coverage AND chose not to enroll in Medicare now that you are eligible today’s episode is for… Read More