doc and granny

Of all major medical insurance options in an area, HMOs are usually the cheapest. This is true if you consider monthly premiums and if you consider potential expenses for copayments, deductibles, and coinsurance. However, insurance companies control costs by imposing lots of rules. The Advantages and Disadvantages of HMOs The biggest disadvantage of an HMO… Read More


Enjoying a slice of cake on your birthday or piece of pie on Thanksgiving is nothing for most people to spend any time feeling bad about. However, consuming an entire cake or pie on a regular basis might mean that you need some help curbing food cravings. Again, this is nothing to feel bad about… Read More


Medicare+government+background

One traditional way for Medicare beneficiaries to control the large gaps in coverage left by Part A and Part B of traditional Medicare has to been to purchase a Medigap policy, also called a Medicare supplement. One good thing about these policies is that they have been pretty standard in most states since the last… Read More


wheelechair

Medicare Special Needs Plans, also called SNPs, are similar to Medicare Advantage plans. However, they are only open to people who satisfy for the specific criteria of the plan. The idea behind these plans is that they are tailored for Medicare beneficiaries with specific issues, so these plans may serve people with those unique needs… Read More


As people age, physical, mental, and vision changes might make falls more likely. Some medications may even make it harder to balance. The problem is serious enough that falls are the main source of injury with elderly people. If you or somebody that you care fall is at risk of falling, consider some sensible prevention… Read More


Even though a lot of Medicare beneficiaries are just getting settled into their 2015 Medicare Advantage and part D drug plans, some folks are already looking forward to changes in these programs for 2016. Since CMS has finalized their updates in April of 2015, they have also been able to release some projects for next… Read More