General Election Period – Medicare Gals

Mary: Hi, I’m Mary
Sondra: And I’m Sondra
Both: And we’re the gals that keep You in the know

Mary: If you have recently turned 65, don’t have any health insurance coverage AND chose not to enroll in Medicare now that you are eligible today’s episode is for you.

Sondra: If you choose not to enroll in Medicare when you’re first eligible and then enroll at a later date, you may be responsible for late enrollment penalty when you do enroll. Many people are not aware that there is a 10% penalty for each full 12 months that you could have been on Medicare but chose not to. And the penalty never goes away. You’ll pay it for as long as you are on Medicare.

Mary: It’s important to also know that if you miss your initial enrollment period you will have to wait until the General Enrollment Period to enroll in Medicare. General Enrollment Period runs from January 1 until March 31 and your coverage will then begin on July 1.

Sondra: For anyone who turned 65 in August and has not yet enrolled in Medicare, we urge you to call us today. You can enroll right now and with coverage beginning on July 1 you will only have gone 11 months without coverage. Since you will not be without coverage for a FULL 12-month period this will help you avoid the penalty even though you delayed your enrollment slightly.

Mary: We know it can be confusing when you are new to Medicare and want to help simplify this process for you as much as possible. We look forward to hearing from you soon. Blessings to you from Trusted Senior Specialists

Both: And the Medicare Gals.

We, or someone from our team, is available to talk to you toll-free at 1-855-474-6234. Email the Medicare Gals at