Some elderly people would prefer to stay in their homes when they need additional care, and Medicare does cover some home health care services. The type of services that are likely to be covered by either Medicare or Medicare insurance can be confusing to beneficiaries and families because most agencies provide a variety of different kinds services. Basically, Medicare only covers skilled care that gets ordered by a doctor.
What Home Health Care Does Medicare Cover?
This page about home health care services and Medicare clearly explains the types of services that Medicare might pay for. Examples range from medical monitoring to injections to education about self-care for injuries or illnesses. A home health service should also help coordinate care with other medical providers. In other words, the care must be skilled care or related to skilled care. If you’re not sure if a certain kind of care is covered, you might call your Medicare insurer or Medicare.
Of course, seniors may also need other kinds of services in order to remain safe and comfortable in their homes. Other services, like housekeeping or companionship, might be vital and provided by agencies, but they aren’t likely to be covered by either Medicare or a Medicare insurance plan. They might be covered by long term care insurance, but this isn’t part of medicare.
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