doc and granny

Of all major medical insurance options in an area, HMOs are usually the cheapest. This is true if you consider monthly premiums and if you consider potential expenses for copayments, deductibles, and coinsurance. However, insurance companies control costs by imposing lots of rules. The Advantages and Disadvantages of HMOs The biggest disadvantage of an HMO… Read More


Medicare Part A and Part B help beneficiaries pay for many health costs, but they do not pay for everything. For example, not all possible medical services are even covered by either Part A or B. Even covered services might include copays, deductibles, and coinsurance costs. Many Medicare┬ábeneficiaries would rather predict and control their health… Read More