Screen Shot 2015-09-21 at 10.05.40 AM

The vast majority of retirees in the U.S. qualify for Medicare because either they or a spouse have enough work credits. This means that these qualified individuals pay no premium for Part A and a modest premium for Part B. However, some people don’t qualify, and this is usually because they immigrated to the United… Read More


Medicare+government+background

One traditional way for Medicare beneficiaries to control the large gaps in coverage left by Part A and Part B of traditional Medicare has to been to purchase a Medigap policy, also called a Medicare supplement. One good thing about these policies is that they have been pretty standard in most states since the last… Read More


wheelechair

Medicare Special Needs Plans, also called SNPs, are similar to Medicare Advantage plans. However, they are only open to people who satisfy for the specific criteria of the plan. The idea behind these plans is that they are tailored for Medicare beneficiaries with specific issues, so these plans may serve people with those unique needs… Read More


Even though a lot of Medicare beneficiaries are just getting settled into their 2015 Medicare Advantage and part D drug plans, some folks are already looking forward to changes in these programs for 2016. Since CMS has finalized their updates in April of 2015, they have also been able to release some projects for next… Read More


Screen Shot 2015-06-11 at 12.29.24 PM

Even though these definitions are not 100 percent correct, it is fair to say that most people define Medicare Part A as hospital insurance and Part B as medical insurance. This outlines some of the basic charges for these Medicare health benefits: Most Americans qualify for free Part A based upon their own or a… Read More


medical-symbol

The first interesting fact to share about Medicare is that this program will celebrate its 50th birthday on July 30th of 2015! This large federal health insurance program has grown and evolved quite a bit in the last half of a century. The original plan only had Part A and B, and today’s seniors can… Read More