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According to a Kaiser Family Foundation page, “Medigap Reform: setting the Context for Understanding Recent Proposals,” the vast majority of Medicare beneficiaries enhance their Medicare benefits with some other kind of coverage. Even though Part A and Part B offer very broad coverage, it is no secret that there are gaps because of deductibles, copays,… Read More


Closeup of a stethoscope on a rx prescription

Medicare expects membership in Medicare Advantage plans to keep growing as a percentage of all beneficiaries. For 2015, about one in three beneficiaries decided to join one of these plans. As open enrollment for 2016 is only a few months away, there might be some information from 2015 plans that can help recipients find the… Read More


Rx-Drugs

Both Medicare Advantage and Part D plans come from private companies that must be approved by CMS. However, Medicare rates these plans each year. They use a five-star rating system and publish rankings at the beginning of open enrollment each fall. These ratings are actually very important to consumers and insurance companies.  Medicare’s 5-Star Medicare… Read More


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The first interesting fact to share about Medicare is that this program will celebrate its 50th birthday on July 30th of 2015! This large federal health insurance program has grown and evolved quite a bit in the last half of a century. The original plan only had Part A and B, and today’s seniors can… Read More


Medicare Advantage Disenrollment Period 2015 – Medicare Gals http://youtu.be/q9EE4xGJ5PI Hi, I’m Mary I’m Sondra And we’re the girls that keep you in the know Mary: A lot of our viewers want to know what their options are outside of AEP. Well, we are in what Medicare calls the MADP; Medicare Advantage Disenrollment Period. This period… Read More


Medicare and Obamacare 2015 – Medicare Gals http://youtu.be/eBSu4YA-Hk4 Mary: We are here today to speak about the Affordable Care Act and how it relates to Medicare. As you may know, we are all now required to have at least minimal health insurance coverage. Medicare may or may not meet this requirement. Sondra: The Affordable Care… Read More