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The vast majority of retirees in the U.S. qualify for Medicare because either they or a spouse have enough work credits. This means that these qualified individuals pay no premium for Part A and a modest premium for Part B. However, some people don’t qualify, and this is usually because they immigrated to the United… Read More


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Most people can expect to get typical medical services covered by traditional Medicare, also called Part A and B. Of course, traditional Medicare doesn’t cover everything, and it doesn’t cover most services at 100 percent. That’s why people consider enhancing their coverage with Medicare supplements, Medicare Advantage, and other public and private plans. In addition… Read More


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Even though these definitions are not 100 percent correct, it is fair to say that most people define Medicare Part A as hospital insurance and Part B as medical insurance. This outlines some of the basic charges for these Medicare health benefits: Most Americans qualify for free Part A based upon their own or a… Read More


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The first interesting fact to share about Medicare is that this program will celebrate its 50th birthday on July 30th of 2015! This large federal health insurance program has grown and evolved quite a bit in the last half of a century. The original plan only had Part A and B, and today’s seniors can… Read More


Working past traditional retirement age used to be uncommon. The Department of Labor Statistics estimated that about 15 percent of people over 65 still worked in 2006. Today, the number of people who wait to retire until between 66 and 74 years of age is expected to top one in four. At over the age… Read More


For many Americans, finally making it to Medicare age is somewhat of a right of passage. Why not? Working Americans have paid into this system most of their lives, and now it is time to reap the benefits. Just to ensure that you are familiar with the enrollment process for Part A and Part B,… Read More