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The vast majority of retirees in the U.S. qualify for Medicare because either they or a spouse have enough work credits. This means that these qualified individuals pay no premium for Part A and a modest premium for Part B. However, some people don’t qualify, and this is usually because they immigrated to the United… Read More


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Most people can expect to get typical medical services covered by traditional Medicare, also called Part A and B. Of course, traditional Medicare doesn’t cover everything, and it doesn’t cover most services at 100 percent. That’s why people consider enhancing their coverage with Medicare supplements, Medicare Advantage, and other public and private plans. In addition… Read More


Medicare fraud costs us all money in the form of possibly higher taxes and premiums. Not only does fraud waste money, it might even involve harm to patients who aren’t given the care they need or receive unnecessary care with potential side effects. The U.S. Department of Health and Human Services even has an entire… Read More


Happy 50th Birthday, Medicare! For those of you who still remember when Lyndon Johnson first signed this program into law in 1965, it might seem like the last half of a century has gone by pretty fast. While Medicare Part A and B would still be recognizable to somebody from the 1960s, plenty has changed.… Read More


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According to a Kaiser Family Foundation page, “Medigap Reform: setting the Context for Understanding Recent Proposals,” the vast majority of Medicare beneficiaries enhance their Medicare benefits with some other kind of coverage. Even though Part A and Part B offer very broad coverage, it is no secret that there are gaps because of deductibles, copays,… Read More